Rates

CD Specials

Term	Annual Percentage Yield (APY)
7-Month CD Special	4.75%*
13-Month CD Special	4.50%*

*4.75% and 4.50% Annual Percentage Yields (APY) effective as of March 2,2023. Minimum opening deposit is $5,000. Minimum daily balance to obtain APY is $0.01. Substantial penalty for early withdrawal. 7-month CD automatically renews at maturity for 12 months at the then current CD rate and term. 13-month CD automatically renews at maturity for 18 months at the then current CD rate and term. Interest compounds quarterly. Fees could reduce earnings. Offer available for a limited time and may be withdrawn without notice.

Money Market Rates

Effective as of 3/25/2023

Average Daily Balance	Rate	APY
$0+	0.00%	0.00%
$50,000+	3.25%	3.30%
$100,000+	3.30%	3.35%
$250,000+	3.35%	3.40%
$500,000+	3.40%	3.45%
$1,000,000	3.49%	3.55%

*APY = Annual Percentage Yield. APY is accurate as of 1/13/2023 and is subject to change, including after account opening, without notice. Interest will be compounded and credited to your account every month. A minimum deposit of $50,000 is required to open the account. The minimum balance to earn dividends is $50,000.00. A minimum balance fee of $20.00 will be imposed every statement cycle if the balance in the account falls below $50,000.00 any day of the cycle. Fees could reduce the earning on the account.